Commercial mortgage LTV's typically between 55% and 70%

Commercial mortgages different from residential mortgages

Commercial mortgage-backed securities (CMBS) are bonds or other debt instruments secured by commercial real estate, as opposed to residential real estate. Commercial property means property let out or managed for economic benefit as opposed to that for self-occupation, and includes multi-family dwelling units (apartments or condominiums), retail centers, hotels, restaurants, hospitals, warehouses, and office buildings.[7] Commercial mortgage rates vary as widely as residential mortgage rates. Traditional banks offer some very low rates.[8] Commercial mortgages stop you from having your rent payments drastically increased and so give you peace of mind and stability. Also, the interest payments on a commercial mortgage are tax deductible, which may help you to reduce your overall tax burden each year.[9]

[7] http://www.vinodkothari.com/seccmbs.htm

[8] http://www.donnasmortgages.com/articles/commercialmortgages.htm

[9] http://www.article99.com/real-estate/commercial-real-estate/article.php?art=7793

Commercial mortgages are mainly different from residential mortgages as they are granted for commercial property. A residential house can be offered commercial mortgage loan if it is used for commercial venture- for example, a huge apartment given on rent for its income potential.[10]

[10] http://www.homeandfamilybills.com/commercial-mortgage.php

Commercial Mortgage Fund, LLC is a hard money lender funding short-term commercial non-conforming loans that your bank will not touch. We are a commonsense underwriter looking for loans with an exit strategy.[1] Commercial mortgage loans differ from residential mortgages primarily because they're used to finance commercial property. The property may technically be a residence, but if it's used as a commercial venture-for example, a large apartment building rented out for its income potential-a commercial real estate loan is generally required.[2] Commercial mortgage brokering is a wide-open business that allows anyone with knowledge and determination to make a respectable income. [3]

[1] http://www.commercialmortgagefund.com/

[2] http://www.mortgageloan.com/commercial/

[3] http://www.atlasbooks.com/marktplc/01782.htm

Commercial mortgage LTV's are typically between 55% and 70%, unlike residential mortgages which are typically 80% or above. [4] Commercial Mortgage.org specializes in placing commercial transactions with lending institutions generally not available to the public. Commercial Mortgage can lend as little as $250,000 all the way up to $250 Million![5] Commercial mortgages include that plus the projected income the business is expected to make. For retail stores that would mean sales income; for apartment buildings, it would mean rate of occupancy.[6]

[4] http://en.wikipedia.org/wiki/commercial_mortgage

[5] http://www.commercialmortgage.org/

[6] http://www.ibank.com/commercial-mortgage.cfm